Guide

How to inspect vehicles and avoid damage claims

Most damage claims are won or lost at pickup. A careful inspection with photos and a signed BOL protects you; a rushed one leaves you paying for damage you did not cause.

By the Dispatch Autopilot team, car haulers in Chicago · Updated October 11, 2026 · 3 min read

The inspection routine

  1. Same order every time: front, driver side, rear, passenger side, roof, glass, wheels, interior.
  2. Good light: use a flashlight at night and in parking garages. Low light hides scratches.
  3. Photos of everything: all four corners, each side, VIN, odometer, keys and a close-up of every damage spot.
  4. Write it on the BOL with location and code before anyone signs.
  5. Signature, name and time from the shipper at pickup and the receiver at delivery.

Print the vehicle inspection checklist for your drivers.

Standard damage codes

CodeMeaningCodeMeaning
SScratchedDDented
CHChippedCRCracked
BRBrokenMMissing
PCPaint chipMSMultiple scratches
RRubbedRURust
SCScuffedHDHail damage

How freight claims work

For interstate shipments, federal rules set out how carriers must handle cargo loss and damage claims (49 CFR Part 370):

Your cargo insurance policy and your contract with the broker also matter. Read both before a claim comes in. This is general information, not legal advice.

When damage happens on your truck

Dispatch Autopilot’s inspection app guides drivers through every photo, records location and time, and keeps a claims log with these deadlines.

Questions

How long does a customer have to file a damage claim?

Carriers may set a filing deadline in their terms, but under federal law (the Carmack Amendment) it cannot be shorter than 9 months after delivery.

How fast must a carrier answer a claim?

Under 49 CFR Part 370, acknowledge within 30 days and pay, decline or make a firm offer within 120 days.

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